Terms and conditions

By using the Money By R website or booking or buying any service, you agree to these terms.

What the services are

Consultations and workshops provide general financial awareness and education to help you manage your money. They are not licensed investment, legal or tax advice, and the financial decisions you make remain your responsibility.

Booking

• Bookings must be made at least seven days ahead and are confirmed once payment is complete.
• Your chosen time is held briefly while you pay and released automatically if payment isn't completed.
• Please be on time; sessions aren't extended for late arrival.
• You can reschedule up to 24 hours before the session, subject to availability.

Prices and payment

Prices are in Omani rials and paid online through a secure payment gateway. Prices may change; paid bookings are not affected.

Recorded workshops

• Buying a workshop gives you a personal, non-transferable licence to watch it.
• Sharing your account or links, recording or republishing the content is not allowed.
• Access may be suspended in case of misuse.

Intellectual property

All content on the site, in the workshops and in the templates provided belongs to Money By R and is protected by law.

Liability

I do my best to give accurate, useful information but can't guarantee specific financial results. To the extent the law allows, my liability is limited to the amount paid for the service.

Governing law

These terms are governed by the laws of the Sultanate of Oman.